Doing money, together.

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At Unity, we do money differently.

We’re member-owned so any profit we make goes back to our Unity community. We provide simple, smart money solutions – from savings and home loans, through to everyday banking – to help everyday Kiwis get ahead.

We’re more interested in making an impact, than just making money. When you bank with us, you’re treated like a person, not a number. Because as a credit union, that’s what we stand for - doing money together, for the good of all of us. 

So join us – you’ll wish you'd done it sooner. 

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Find the path to your property goals with Unity

Buying a property is one of the biggest decisions we’ll make in our lifetime. It can be challenging for even the savviest investor – even more so if you’re a first home buyer. With a Unity Home Loan, you're in safe hands. We'll work with you through the hurdles.

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All your banking needs, your way

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First Home Loan from 5% deposit.

A First Home Loan, supported by Kāinga Ora – Homes and Communities, could make owning your first home a reality from as little as 5% deposit.

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$5,000 towards your first home.

Our First Home Buyer Special* lets you fix your rate at 3.95% for 12 months and receive a $5,000 cash contribution to put towards your first home.

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Competitive personal loans.

Our personal loans give you access to secured or unsecured financing, competitive rates, and hassle-free approval tailored to your individual needs.

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Internet Banking

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Helpful finance tips

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Find a Unity branch or ATM

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Helping Kiwi go-getters

 

We help everyday Kiwis achieve their financial goals. Do you want to start with small steps or are you working towards a bigger change? We believe in listening to what our members need and then helping with simple, smart money solutions so you can get on and be better.

For Kevin “Unity was the only company that gave me a chance”, and for Tania it was by “explaining the process in greater detail in a language that I understood”.

Let’s start working towards your goals.

 

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"Best customer service and loans are affordable, at low interest rates." Kerry-Lee

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