Doing money, together.

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At Unity, we do money differently.

We’re member-owned so any profit we make goes back to our Unity community. We provide simple, smart money solutions – from savings and home loans, through to everyday banking – to help everyday Kiwis get ahead.

We focus on doing what’s right for our members. When you bank with us, you’re treated like a person, not a number. That’s what it means to be a credit union. 

So join us! You’ll wish you'd done it sooner.

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Get into your first home with as little as 5% deposit.

Buying your first home can feel out of reach, but it doesn’t have to be.

A First Home Loan, supported by Kāinga Ora – Homes and Communities, could help you get started sooner, with support at every step.

Check your eligibility >

All your banking needs, your way

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First Home Loan from 5% deposit.

A First Home Loan, supported by Kāinga Ora – Homes and Communities, could make owning your first home a reality from as little as 5% deposit.

Find out more
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$5,000 towards your first home.

Our First Home Buyer Special* lets you fix your rate at 3.95% for 12 months and receive a $5,000 cash contribution to put towards your first home.

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Competitive personal loans.

Our personal loans give you access to secured or unsecured financing, competitive rates, and hassle-free approval tailored to your individual needs.

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Internet Banking

Manage your money anytime, anywhere.

Register here

Helpful finance tips

Simple tips to help you stay on track.

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Find a Unity branch or ATM

Locate your nearest branch or ATM fast.

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Helping Kiwi go-getters

 

We help everyday Kiwis achieve their financial goals. Do you want to start with small steps or are you working towards a bigger change? We believe in listening to what our members need and then helping with simple, smart money solutions so you can get on and be better.

For Kevin “Unity was the only company that gave me a chance”, and for Tania it was by “explaining the process in greater detail in a language that I understood”.

Let’s start working towards your goals.

 

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"Best customer service and loans are affordable, at low interest rates." Kerry-Lee

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