• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Interest calculated on the minimum daily balance and paid monthly
• Interest rates are indicative only and may be subject to change without notice

• Customers must register for internet banking and opt for email statements
• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Interest calculated on the minimum daily balance and paid monthly
• Interest rates are indicative only and may be subject to change without notice

*Loyalty saver existing accounts only, no new accounts can be opened.

• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Interest rates are indicative only and may be subject to change without notice

• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Interest rates are indicative only and may be subject to change without notice

• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Interest rates are indicative only and may be subject to change without notice

• Maximum deposit $1.5 million per customer
• Interest rates quoted apply to the whole account balance
• Freedom account: Interest is calculated on the minimum daily balance and paid monthly
• Interest rates are indicative only and may be subject to change without notice

• Interest is calculated on a daily basis
• Investors are advised of their options prior to maturity
• Interest can be paid at regular intervals (monthly or quarterly) or on maturity to any account of your choice.
• Maximum deposit $1.5 million per members
• Minimum deposit is $1,000 for members and $500 for members under 18 years old
• These are indicative rates only and may be subject to change without notice
• If an early withdrawal is approved by Unity, a reduced rate of interest will apply as follows:
• If a term deposit is withdrawn, in full or in part, within the first 30 days, 0% interest will be applied to the withdrawn portion.
• Where the term deposit is withdrawn, in full or in part, before the maturity date but after the first 30 days, a reduced interest rate will be applied calculated using the advertised rate at the time the term deposit was opened, for the actual term the money was invested (as determined at our discretion), less 2%. The applicable interest rate will not reduce below 0%.

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• Terms and conditions and normal lending criteria will apply.
• Fixed interest rates from 4.80% p.a. to 5.50% p.a. Floating interest rate of 5.65% p.a. An additional margin of between 0–4% may apply depending on your personal circumstances. 
• Interest rates are indicative only and may be subject to change without notice
• T&Cs and responsible lending criteria apply. A $350 approval fee and other fees apply. 
• Members with Home loans disbursed before 16th August 2020 may have a floating interest rate of 9.95% p.a. Please contact us to see if you’re eligible to apply for the new floating rate. Terms and conditions and normal lending criteria will apply

Our interest rates for personal finance loans are priced using a risk matrix that takes into consideration a range of factors including your credit score and affordability. Based on the assessment of your financial information provided we will assign a risk grade and the corresponding interest rate could apply.

• These are indicative personal loan rates only and may be subject to change without notice.
• T&Cs and responsible lending criteria apply.
• On drawdown a $200 approval fee and other fees will apply. 

• These are indicative rates only and may be subject to change without notice.
• Authorised overdrafts have a floating interest rate of 19.90% p.a. T&Cs and responsible lending criteria apply.
• On drawdown, a $75 approval fee and a monthly service fee of $5 will apply.