Open your Unity account

To open a NEW account use this form. By opening a new account you'll become a member of Unity!

If you're already a Unity member, please request additional accounts through your Internet Banking. Log in here

Don't have internet banking yet? You can request it here.

Or you can give us a call on 0800 229 943.

If one or more applicants are already an existing member of Unity then call us on 0800 229 943 or visit a Unity branch for further assistance

This application is for new members only. You can request additional accounts through your Internet Banking. Log in here

Don't have internet banking yet? You can request it here. Alternatively you can give us a call on 0800 229 943 and one of our team can assist you.

You must be living in New Zealand to open an account with us. Please contact us on 0800 229 943 if you have any questions.

What is the residency status for both account holders?

You must be a NZ citizen or permanent resident to apply. Please contact us on 0800 229 943 if you have any questions.

You must be a NZ citizen or permanent resident to apply. Please contact us on 0800 229 943 if you have any questions.

Your Account

Our Freedom accounts and Kids Saver accounts cannot be registered online. Please call 0800 229 943 to contact one of our team who can assist

Minimum term deposit is $1,000 and maximum term deposit is $1,000,000. Please contact us on 0800 229 943 if you are interested in depositing a greater amount.

A full list of our Term Deposit rates can be seen at the bottom of this page.

Please note that interest will be calculated from the date the cheque is received by Unity, or the date of the Direct Credit.

You will be contacted two weeks prior to your investment maturity date to discuss reinvestment or payment options.

Term Investment Rate
1 month 0.70% p.a.
2 months 0.70% p.a.
3 months 1.75% p.a.
4 months 1.90% p.a.
5 months 2.35% p.a.
6 months 3.05% p.a.
9 months 3.40% p.a.
12 months 4.15% p.a.
18 months 4.15% p.a.
24 months 4.25% p.a.
36 months 4.45% p.a.
48 months 4.50% p.a.
60 months 4.60% p.a.