Helping Kiwis be financially empowered

Our purpose is to support the Unity Community in achieving their money goals. Read our blogs below to help you make better financial decisions for your future.

Buy Now, Pay Later: What Kiwis Need To Know Before They Spend

Learn more about the risks of Afterpay, Laybuy, and other Buy Now, Pay Later optionsHave you seen something you just have to buy recently?If so, you may ha...

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Posted September 2022

Struggling to get finance because of a bad credit score? Start improving it from today with these 4 helpful tips.

First things first: what is a credit score? A credit score is a number between 0 and 1,000 that indicates how credit-worthy you are, and how likely you are...

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Posted August 2022

Unsecured or secured personal loans - what’s the difference?

At Unity, we offer both secured and unsecured personal loans. Whether you plan to buy a car, go on holiday, cover medical expenses or remove some daily str...

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Posted August 2022

What happens if I don’t pay my loan?

When considering your first loan, or a new loan, it’s important to know what happens if you miss your repayments when they’re due. Read on below to learn m...

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Posted May 2022

Savings habits should be your new normal

2021 will certainly be remembered as a year of change. Without a doubt we have been forced to think about how we spend our time and money. Our budgeting an...

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Posted January 2022

Will you continue to think before you spend?

We’re always looking at ways to help our members achieve a better tomorrow, like reducing your spending. If you’re ready to start saving then chat to us to...

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Posted January 2022

The 9 worst bits of savings advice we've *ever* heard

Not all financial advice is created equal…If you’re struggling to save, there’s a fair chance you’ll give any tip or trick a try.Unfortunately, there is a ...

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Posted February 2021

8 great ways to eat healthy while saving money on your grocery bill

Top tips for a healthier shopping list and bank balance...Did you know that grocery shopping takes the next largest chunk out of most Kiwis’ wages?It’s sec...

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Posted December 2020

Feel the joy: Great ideas for saving money this Christmas

We're giving the gift of financial freedom this holiday season with these festive money saving tips... Are you excited for Christmas, or dreading it a litt...

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Posted November 2020

The articles published on this page are not financial advice and should not be relied upon as such. The opinions published in these articles are not those of Unity Credit Union’s